Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
Krista Shipley, Mortgage Loan Originator at NEXA Lending. NMLS #2072353. Call (715) 220-2365.
Krista Shipley is a Mortgage Loan Originator at NEXA Lending (NMLS #2072353). Expert mortgage loan originator in Alabama and 9 more states helping first-time buyers, refinancing, and home purchases. Licensed #2072353.
Krista Shipley is licensed to provide mortgage services in Alabama, California, Florida, Indiana, Kansas, Missouri, Oklahoma, South Dakota, Texas, and Virginia.
Krista Shipley offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Alabama, California, Florida, Indiana, Kansas, Missouri, Oklahoma, South Dakota, Texas, and Virginia. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (715) 220-2365 and email kshipley@NEXALending.com to get started or ask about current mortgage rates and pre-approval.
Krista Shipley's NMLS license number is 2072353. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Krista Shipley will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
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